New 2020 Mortality Tables for Quebec: Excess Mortality Due to COVID-19 and its Indirect Effects

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Out of all the provinces in Canada, Quebec has been the hardest-hit by the COVID-19 pandemic. As of September 2020, Quebec accounts for the overwhelming majority of COVID-19-related deaths, prompting the need for updated life tables in light of the province’s death rates which have been affected by the virus. As a vaccine for COVID-19 is not expected until 2021 at the earliest, death rates will continue to be affected by the virus for the foreseeable future until the entire population is immunized.

Students in this research project will construct updated life tables for the province of Quebec, using information that takes into account the increased mortality due to COVID-19 as well as an individual’s age and sex. Statistical information concerning death rates is integral to actuarial work. This includes life insurance companies who use this data to calculate life insurance premiums, as well as The Canadian Institute of Actuaries and the Society of Actuaries which will use the methodology developed amongst other geographic regions. The project is led by Louis Doray, Jean-François Angers and Nadine Ouellette.

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